White Papers


Key Reasons to Offer Leasing

 

Why should you or your members settle for a partial product offering? Leasing plays a significant role in point of sale auto purchasing. Offering leasing results in more quality loans, loyal members, increase in member growth, and higher average balances.

 

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Credit Unions and Auto Leasing…Yes, they do go Together!


Automotive lending has a need for providers who can offer well developed programs supported by people and processes that are dynamic, member centered, and financially astute. The Credit Union has always been a smart choice for auto financing – now your members can enjoy all the same money-saving membership advantages and more with the CU Xpress Lease, conveniently provided at authorized automobile dealerships.

 

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Auto Leasing Overview

 

What is a Lease?

  • Defined in Webster’s Dictionary as “a contract by which one conveys equipment…for a specified term and for a specified rent.”
  • Practical definition is an available option for financing a vehicle…basic principle is that you pay only for what you use of the vehicle.

 

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To Buy or Lease...What is the Difference?

 

Buying or leasing involves making a choice on how to acquire your next new vehicle. There are advantages to both thatsould be considered...what is the key for you?

 

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